CBC Blog

Mike Brooks

Recent Posts

It’s National Data Privacy Day: Get Involved!

January 28, 2019 by Mike Brooks

January 28th is the national recognition of Data Privacy Day. In today’s digital world, we share more data than ever, and we may not even realize it. Data Privacy Day aims to help consumers and businesses alike get involved in their data privacy practices, and play an active role in protecting their information from malicious sources. Here’s what...

Topics: Online Banking, Trending

Ways to Save Money While Shopping During Back to School

August 03, 2018 by Mike Brooks

Back to school sales have already begun, meaning that it's time to start preparing your kids for the upcoming shopping trip. While picking up new supplies is a necessity, it can also become a costly endeavor. Even elementary school students' supplies and clothes can cost upwards of $600, and the number gets higher as kids work their way up the...

Topics: Personal Banking

The Future of Currency in a Digital Age

June 29, 2018 by Mike Brooks

Paying with cash is no longer a common occurrence and checks are becoming a thing of the past. Consumers rely on credit and debit cards to make most payments.

Recent technological financial developments have spawned the creation of cryptocurrency. Bitcoin is the most popular type and most promising replacement for traditional currency.

Topics: Trending

The Rise of Digital Payments

June 26, 2018 by Mike Brooks

Checks (or cheques) have been around for centuries, but a 2013 Federal Reserve study marked the decline in usage; check payments decreased by over 50 percent while mobile payments, card payments, and direct deposits tripled. Subsequent studies only confirm it: Checks are steadily becoming antiques. Instead of sending paychecks, companies opt to...

Topics: Online Banking, E-Banking

The Origin of Money

June 22, 2018 by Mike Brooks


From coins and paper currency to digital and cryptocurrency payments, money has come a long way. People have used currency as a way of trading goods for centuries, and now, with the rise of technology, the way we use currency is shifting.


Topics: Resources, Online Banking, Personal Banking

Community Bank Regulation Relief Act Signed Into Law

June 21, 2018 by Mike Brooks

On May 24, 2018, President Trump signed the Economic Growth, Regulatory Relief and Consumer Protection Act into law. The Independent Community Bankers of America (ICBA) advocated for its passage, saying that this would help Main Street communities across the nation by assisting with consumer access to business and credit lending. With this law,...

Topics: Insider, Trending, Business Banking

May Is Military Appreciation Month

May 24, 2018 by Mike Brooks

At CBC, we consider every month military appreciation month. Our business has supported military veterans and veteran groups since we opened our doors. We understand the extensive contributions our military members make to our country. Many of our employees are veterans themselves, representing every branch of the military. We take pride in...

Topics: Mortgage Lending

Top 11 Tech Items Homebuyers Are Looking For

May 23, 2018 by Mike Brooks

From phones with cords and awkward PDAs to smart home tech that connects your phone, fridge, thermostat, oven, and even the locks at the front door, we’ve come a long way. Ten years ago, everyone was clamoring for a smartphone - fast forward to 2018 and everyone has smartphones; the new hot commodity is smart homes.

Topics: Trending

National Moving Month Is Here

May 21, 2018 by Mike Brooks

 May is National Moving Month and the start of the busiest relocation period in the calendar year. Around half of all moves take place in the summer between early May and Labor Day. Many families decide to relocate during summer months, while school-aged children are out for summer vacation. Military PCS cycles also result in thousands of...

Topics: Mortgage Lending

When NOT to Tap Your Home Equity

May 18, 2018 by Mike Brooks

Tapping into the equity of your home is only an advisable option in specific circumstances. You have worked hard to gain equity, so don’t tap into it unless it’s a necessity. Cash-out refinancing is on the rise yet again. In the second quarter of 2017, equity cashed out increased $1.2 billion from the first quarter. Experts believe the current...

Topics: Mortgage Lending